Need Relief From Crippling Debt?

Need Relief From Crippling Debt?

Chapter 13 bankruptcy attorney in NEWARK & SOUTH ORANGE, NJ

If you’re overwhelmed with your financial burdens, contact bankruptcy lawyer Mark Gertner about Chapter 13 Bankruptcy. Attorney Gertner gladly helps Essex County residents develop plans to repay all or part of their debts in a timely manner.

File for Chapter 13 bankruptcy with attorney Gertner by your side
To find relief from your debt, schedule an appointment at the Law Office of Mark Gertner. Attorney Gertner will discuss your disposable income and assets, go over how much you owe creditors and create a suitable repayment plan for you.

If you want to know more about Chapter 13 bankruptcy, take a look at some commonly asked questions below:

Who is qualified to file for Chapter 13 bankruptcy?
Any individual, even if self-employed or operating an unincorporated business, is eligible for Chapter 13 relief as long as the individual's unsecured debts are less than $394,725 and secured debts are less than $1,184,200. Our lawyers will explain all of your bankruptcy options.

What happens to my property if I file for Chapter 13 bankruptcy?
With this option, you’ll be able to restructure your debts into affordable payments based on your income and hold onto essential assets, like your home or commercial facility.

What is the time frame for Chapter 13 bankruptcy?
Chapter 13 bankruptcy will allow you to distribute a portion of your income amongst your creditors over a three to five-year period.

Attorney Gertner can restructure your debts into affordable payments. Call 973-763-4446 to schedule a consultation at the Law Office of Mark Gertner.

Get Your Finances Back on Track

File for Chapter 13 bankruptcy in Newark, NJ and Essex County

Are you trying to pay off your debt, but the payments are just too high? Consult the attorney at the Law Office of Mark Gertner to see if you qualify for Chapter 13 bankruptcy. This will allow you to set up a manageable payment plan so you can repay your debt in three to five years.

Keep your possessions and your peace of mind. Call 973-763-4446 now to schedule a Chapter 13 bankruptcy consultation.

Who can file for Chapter 13 bankruptcy?

If you have over a certain amount of debt, you may want to file for Chapter 7 bankruptcy instead. Attorney Gertner will explain which option would be better for you. You can file for Chapter 13 bankruptcy if you:

  • Earn a stable income
  • Haven’t committed a crime
  • Want to avoid foreclosure

You can also complete a financial management course. Once you’ve finished that, creditors can no longer harass you about your debt.

Visit the Law Office of Mark Gertner to see if you should file for Chapter 13 bankruptcy in New Jesery